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Guest Anonymous

What are you paying for modified car insurance?

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Guest Anonymous

I applied with hagerty insurance and they originally gave me a quote of 119 a month. But I asked if they would cover my stereo, half the price of the vehicle it was raised to 227. They said it was considered a modified vehicle. I agree, but are there better deals.

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Guest Anonymous

(nt)

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Guest Anonymous

They were most concerned with high speed mods.

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Guest Anonymous

72inka.jpg

Do people have classic car insurance for their average '02's or are they insured on your standard auto policy with the rest of the family cars?

I pay 124 every six months for my $2500 '72 on my allstate policy, but with no comp or collision coverage...Is this the best route to take for such a vehicle?

Thanks,

Brian

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Guest Anonymous

(nt)

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Guest Anonymous

unless you have a high dollar restoration or original and go for an "agreed value" type policy i think you are on the right track.

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Guest Anonymous

$113/yr for 2 cars. '75 Opel Ascona & '72 2002... Haggerty....full collis....no deductable.

No limits on driving...I think they have to be garaged though. Trees fall on cars??

Each agreed value of $5K.

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Guest Anonymous

then liability only - which pays the other guy when it's your fault but pays you nothing for your damage, or if it's stolen or you hit a deer or whatever - is fine. Otherwise, get declared value or other full coverave. If you drive your 02 less than 5k miles/year, classic car insurance is reasonably inexpensive.

Paul in Richmond

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Guest Anonymous

If they're willing to cover you at all (their underwriters have a

boatload of caveats), Hagerty is usually REALLY

inexpensive. Ask again. I'll bet they meant per year.

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Guest Anonymous

URL: http://www.hagerty.com/vehicle_index.asp

May I suggest that you visit the Hagerty website (see link below) where most of your questions will be answered. Although they don't have a mileage limitation, they don't insure regular vehicles that are daily drivers.

I was paying around $140/year for $10,000 declared value and just bumped it up to $15,000 at renewal. Awaiting new billing.

Hope this helps.

Bob Denyer

Howell, Michigan

1974 Tii

1992 E30

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Guest Anonymous

even for non-deductible comp...You might even look into collision with a 150 or 250 deductible...

Cheers

Mike

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Guest Anonymous

Limited use to and from car related activities, including non-competitive driving events.

Car is valued at $5000.

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