ins on multiple cars

[Guest Anonymous]

For those of you who have multiple cars, other than a collector or classic insurance, has anyone found a company that takes into consideration that you can only drive one car at a time and provides a break on insurance. It seems crazy to insure multiple cars at full insurance rates. Has anyone found a company that insures per driver and not per car?

76 02

88 535is

94 525i

02 Explored

[Guest Anonymous]

I think most companies do. But remember, the car is insured, not the driver, so it won't be the same as insurance on one car (and don't forget the nightmare scenario of running one into the other and totalling both).

[Guest Anonymous]

Liability only for anything that you can afford to loose. You are basically your own insurance. It is the cheapest way to go. I'd rather deal with my own repairs on my "classic" cars than relying on somebody else, but that's me, I own a bodyshop. But the point is applicable to anybody else, as the value of these cars is not that much anyway, so the question is "what are we really insuring?"

[Guest Anonymous]

that I cannot drive it all the time. The benefit,is there is no restrictions on where and when I can drive it.

Another reason to have insurance to protect you in you do something stupid. Protect your assets and such.

Our cars have 250,000/500,000 in liability, UM, UIM. Stacked medical expense benefits. Also a personal umbrella of $1,000,000 for liability and UM/UIM.

I work as a lwyer and have seen to many people seriously injured with not enough money to cover even the medical expenses.

[Guest Anonymous]

IF we had another car (so then three cars) then i probally would have gone w/a hagarty or something like that.

we have the 02, the ix & the house on state farm so you do get a discount like that...

good luck,

dave

[Guest Anonymous]

URL: http://www.geocities.com/karlkarlb/BMW.html

We have the house, 4 life insurance policies, the tii, 1986 325, 1997 M3, 2002 Mazda MPV and 1987 Ford F-250 4X4, all insured with State Farm. We pay about $400/month.

[Guest Anonymous]

am in Minneapolis. The 02 without being in some category was abt $70 month. Now it is like $11 which is more than Hagerty and some others, but there are no restrictions on use. The special category simply recognizes that it is a car that will not be driven much, sort of a classic. Also we have no teenage drivers who might nab the keys and take it for a spin.