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Classic Car Insurance


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If you dont have any claims in the last 10 years you can get very good rates with your local State Farm agent. Just ask for a classic car insurance when you go. I pay $60 for the entire year for each of my 2002s but then again, I only valued them at like $10k each. Also miles restricted to like 3k miles a year. 

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Resra, agree. Been bundled with State Farm for years. Even approved the local CCA's High Performance Driving School for my coupe. The key, the word "School."  Agreed value recently raised to $35,000 so premium about $275 a year.

 

Steve

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7 minutes ago, adawil2002 said:

I recently insured Vern my 1973 2002Tii with Hagerty, it's not inexpensive as some would imply. I pay $134/month currently which is for total loss & replacement. All my other cars are with State Farm which gives me several discounts, they will also do agreed value with an expert appraisal & photos. 

That seems very high. I use Hagerty (albeit in canada) and pay about 300 US for 40k cover. Is that for casual use? 

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I've been insuring my old cars with Condon and Skelly for many years--good service and good rates.  

 

My only experience with Hagerty was as a claimant when my '02 received a bit of rear end damage from a Hagety-insured driver.  Hagerty was great--no hassle with anything--parts replacement, my choice of body shop etc.   Car looks like new--and I wasn't out a penny.

 

mike

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2 hours ago, adawil2002 said:

 

Total loss & replacement.

I havent read the fine print, but I assume I get the agreed value if totaled. Are you saying they will find you another equivalent tii?

My premium for $40k cdn is $250 CDN.

 

 

P.S.: Fast fingers to get #1 for Ofest!

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I have Hagerty and am quite happy with them so far, though (knock on wood) haven't had to go through a claim with them yet! Have the 2002, E39 M5, and Vespa insured with them, agreed values of I think $25k on both cars, 'cherished salvage' rider on the 2002 (don't need to buy it back from them if wrecked, they just pay it and I still keep the car), costs me right at $1000/year.  So more like double @BarneyT's 1%, but I'm still happy with it!

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9 hours ago, adawil2002 said:

I pay $134/month currently which is for total loss & replacement.

 

9 hours ago, Hans said:

That seems very high. I use Hagerty (albeit in canada) and pay about 300 US for 40k cover. Is that for casual use? 

 

I'm in Canada also at $500 for $80k coverage.  Are we better drivers hence lower rates?  😉  

 

Maybe @adawil2002also has liability coverage that l have with my regular auto insurance.

 

I also questioned Hagerty about unlimited driving into and around the US.  No problem as long as they get the first call if there is a problem. 

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